We specialize exclusively in VA financing.
VA loans require precise structuring at submission:
• Residual income calculations
• Entitlement adjustments
• Disability income treatment
• Guard & Reserve pay
• PCS relocations
When handled incorrectly, delays follow.
We structure files correctly from day one.
Underwriting moves cleanly.
Closings stay on schedule.
The timeline begins once we have received:
• A completed loan application
• Required income and asset documentation
• A fully executed purchase agreement
From that point forward, we process, underwrite, and close within 30 days — often sooner.
If we fail to meet that standard for reasons within our control, we cover the VA appraisal fee.
Speed protects contracts.
Many VA delays are lender-driven — not program-driven.
When your offer is backed by a VA-focused lender with a written 30-day closing guarantee, confidence increases for sellers, agents, and everyone involved in the transaction.
Most lenders take 45–60 days to close a VA purchase.