Florida's VA Mortgage Center

Florida’s VA Mortgage Center exists to bring discipline, speed, and clarity to VA home financing in Florida.

Too many VA loans are delayed, over-conditioned, or mishandled because they are treated like conventional mortgages with extra paperwork. They are not the same.

Our mission is to execute VA loans correctly from the first pre-approval to the closing table using a process built specifically around VA guidelines.

We serve active-duty service members, veterans, Guard and Reserve members, and eligible surviving spouses.

But service alone is not the standard. Execution is.

We structure files upfront to prevent underwriting surprises.
We move decisively through processing.
We communicate clearly at every stage.
And we close on time.

We built this company around a 30-day closing standard because speed strengthens contracts and protects our borrowers.

If we do not close your VA purchase loan within 30 days of receiving your completed application, income documentation, and signed contract, we pay for your appraisal.

Our mission is not simply to help veterans obtain financing.

Our mission is to deliver VA mortgage execution that is predictable, professional, and fast.
Specialization creates results.
That is our standard.

Call (727) 777-4999 to get started today.
We look forward to serving you.

"First-class experience. Highly recommend for Veterans looking for the best possible rates and service."
Capt. Matt Pierson USMC
"VA Mortgage Experts! These guys are great, and they understand the VA loan process, I closed on time and got a great interest rate. If you are in Florida this is the VA lender to use"!
LTC. Jorge L Cintron US ARMY
"Rick was absolutely wonderful to work with from the start. I can’t say how grateful I am for their team and the dedication all of them showed me for a final deal. I hope everyone is able to experience the great service that I received."
Daniel J, Navy Special Boat Teams (ret)
"My husband and I thought it was a good time to refinance our mortgage. We thought about applying for a VA mortgage but heard that the paperwork was endless and the closing would take months. We decided to apply through Florida's VA Mortgage Center. Our broker was Rick Foxx. We wish we could give more than 5 stars because this company deserves them, so We'll just say we rate VA Mortgage Center 5+ stars. By the way....our loan closed in less than 30 days. Thank you so much Rick Foxx."
Richard and Jayne Manley ( US ARMY E-4 Vietnam1966-1968)
"Rick was a phenomenal resource in the process of getting our mortgage. His understanding of the processes and willingness to listen to the whole situation to ensure mission success was vital."
Keith Pow E-5 USMC
"My VA mortgage application went right through. He logged right in to the va portal and pulled up my dd214. I give these guys 5 stars I was in Vietnam from Dec of 67 to January of 69. (I also worked in car sales and finance with Rick in 1995 I nicked named him big bird. And you will understand when you meet him. As he is very tall with a big beak lol. ) On top of really knowing how to take care of veterans he is a lot of fun as you will see."
Corporal Robert Brink USMC
"Rick and his team at FLVMC did a fantastic job, I would recommend them to my family and friends."
James Grout, US ARMY E-5
"Professional yet friendly. Down to earth, well prepared. Great source of info"
Colonel Tim Hanley, US ARMY
"I closed on my new home in Florida on-time, and the interest rate and fees were exactly what they told me upfront. High recommendation for FLVMC!"
Javier Sostrecintron LTC US ARMY
"Great service and they treated me with respect, like I feel I deserve Thank you Florida's VA."
Robert Trost US ARMY (reserve)
"My husband and I were treated with the upmost respect and consideration. Everyone was knowledgeable and professional and at the same time made us feel like family. Their diligence got us the absolute best rate. We highly recommend FLVMC!"
Karen and Paul Hunter USMC
"Great experience, they got my Certificate of Eligibility for me from the VA, and Rick Foxx went above and beyond to make sure we closed on time. FLVMC understands Veterans and I highly recommend them for anyone who wants a VA mortgage. 5 stars!"
Kamal Bush SGT US ARMY
"Great experience, they got my Certificate of Eligibility for me from the VA, and Rick Foxx went above and beyond to make sure we closed on time. FLVMC understands Veterans and I highly recommend them for anyone who wants a VA mortgage. 5 stars!"
Kamal Bush SGT US ARMY

Our Mission